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The American Express Serve Cash Back card offers similar protections to a traditional debit card, with the ability to freeze your card and no financial responsibility for fraudulent charges. While you are still responsible for the costs of any services, American Express will offer coordination and assistance to get you back on the road that much faster. With the Spend Prepaid Debit Card, you also receive emergency assistance and roadside support if you encounter trouble on your travels. Your rewards will never expire, so you can take your time using them. After your purchases, you do not have to wait for your rewards, with rewards available immediately after the transaction settles. However, it is important to note that ATM transactions do not earn cashback rewards. The reward structure is the card's best feature, offering unlimited 1% Cash Back on in-store and online purchases. It also collaborates with over 30,000 MoneyPass® ATM locations nationwide, offering easy access to your money.
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The American Express Serve Cash Back Card is an FDIC-backed card with amounts up to $100,000 for your use. If you see inaccuracies in our content, please report the mistake via this form. If we have made an error or published misleading information, we will correct or clarify the article. Our editors thoroughly review and fact-check every article to ensure that our content meets the highest standards. Our goal is to deliver the most accurate information and the most knowledgeable advice possible in order to help you make smarter buying decisions on tech gear and a wide array of products and services. ZDNET's editorial team writes on behalf of you, our reader. Indeed, we follow strict guidelines that ensure our editorial content is never influenced by advertisers. Neither ZDNET nor the author are compensated for these independent reviews. This helps support our work, but does not affect what we cover or how, and it does not affect the price you pay. When you click through from our site to a retailer and buy a product or service, we may earn affiliate commissions. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. ZDNET's recommendations are based on many hours of testing, research, and comparison shopping.